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The USD tab shows a complete view of your dollar balance and how it is performing. Here you can see your idle USD, your yield-earning USD, and your total earnings to date.

USD balance and earnings
  • USD Balance — the portion of your USD sitting idle and not yet earning yield
  • USD Yield account — your USD actively deployed into a yield strategy, shown with its current APY

If you have an idle USD balance, tap Start earning → to move it into a yield position. Your funds will begin generating yield immediately once allocated.

  • APY — your current earning rate on deposited USD, updated in real time
  • Total Earnings — the cumulative dollar amount you have earned since depositing
  • Earned today — the amount earned in the current day, updated throughout the day

The Holdings bar at the bottom shows how your USD is distributed across the underlying yield strategies. Tap Learn more to see a full breakdown.

Savings accounts, money market funds, even other crypto apps leave significant yield on the table. Axal routes your funds across the best-performing DeFi lending protocols in real time, consistently outperforming traditional and crypto alternatives.

Axal vs competitors: APY comparison

Traditional savings accounts currently offer 0.5–5% APY depending on the institution. Axal targets 6–10% APY by deploying across tier-1 DeFi protocols like Aave, Compound, and others — automatically moving your capital to wherever the yield is highest. You don’t have to monitor rates, switch providers, or do anything at all. Axal handles it continuously, in the background.